If you’re receiving repeated phone calls from Lyon Collection Services, you’re not alone. Many consumers across the U.S. have reported aggressive tactics, constant ringing, and even threats over the phone. If you’re experiencing Lyon Collection Services phone harassment, it’s time to take control and learn how you can fight back — legally and effectively.
Who Is Lyon Collection Services?
Lyon Collection Services is a third-party debt collection agency headquartered in Las Vegas, Nevada. They are in the business of collecting outstanding debts on behalf of other businesses, including credit card companies, medical providers, telecom services, and utility companies. While they operate within the framework of debt recovery, some of their methods have come under scrutiny for potentially violating federal consumer protection laws.
What Is Considered Phone Harassment?
Under federal law, harassment refers to repeated or abusive practices designed to annoy, alarm, or coerce a person into paying a debt. Lyon Collection Services phone harassment may include:
● Repeated calls throughout the day or night
● Calling your workplace despite being told not to
● Using abusive or profane language
● Making threats of legal action or arrest
● Leaving intimidating voicemails
● Contacting friends, neighbors, or family members about your debt
● Refusing to verify the debt or provide written proof
● Calling you even after you’ve requested communication in writing
If you’ve experienced any of the above, Lyon Collection Services could be in violation of the Fair Debt Collection Practices Act (FDCPA) and other consumer protection laws.
Your Legal Protections Under FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from abusive, deceptive, and unfair debt collection practices. Under the FDCPA:
● Debt collectors cannot call you before 8:00 AM or after 9:00 PM
● They must stop contacting you if you request it in writing
● They must validate the debt if you request proof
● They are prohibited from using threatening or obscene language
● They cannot misrepresent themselves or the amount you owe
If Lyon Collection Services phone harassment involves any of these tactics, you may be entitled to up to $1,000 in statutory damages, plus compensation for emotional distress, lost wages, and more.
Real-Life Consumer Complaints Against Lyon Collection Services
A quick glance at complaint boards like the Better Business Bureau (BBB) and Consumer Financial Protection Bureau (CFPB) shows a pattern of similar complaints. Consumers report:
● Daily robocalls, even after requesting no further contact
● Threats of lawsuits or wage garnishments without valid court orders
● Incorrect billing, especially related to medical debt
● Aggressive tone, pressure tactics, and no response to debt verification requests
These issues point to potential FDCPA violations and prove that Lyon Collection Services phone harassment is not an isolated problem.
What Should You Do If You’re Being Harassed?
If you’re facing Lyon Collection Services phone harassment, you don’t have to go through it alone. Here are the immediate steps you should take:
1. Keep Records of All Communication
Document every phone call, voicemail, and letter. Include dates, times, caller names, and what was said. If possible, record the conversations (check your state laws on recording calls).
2. Request Written Verification of the Debt
Within 30 days of being contacted, you have the right to request a debt validation letter. This forces the agency to prove the debt is legitimate.
3. Send a Cease and Desist Letter
If you no longer wish to be contacted, send a cease and desist letter by certified mail. Once received, the agency must legally stop calling you.
4. Consult a Consumer Protection Attorney
Partnering with a law firm that understands debt collection laws can make a huge difference — especially one like the Consumer Rights Law Firm, PLLC.
How Consumer Rights Law Firm, PLLC Can Help You
The Consumer Rights Law Firm, PLLC is dedicated to helping people like you fight back against illegal collection practices. Their experienced attorneys:
● Analyze your case to determine if Lyon Collection Services violated the law
● Represent you at no upfront cost (they often collect fees from the violator)
● Negotiate settlements, demand compensation, or even take the agency to court
● Stop the calls immediately by legally intervening on your behalf
● Provide peace of mind that your rights are protected
If you’re tired of dealing with Lyon Collection Services phone harassment, the Consumer Rights Law Firm, PLLC can take over and put an end to the stress.
Frequently Asked Questions About Debt Collection Harassment
Q1: Can I sue Lyon Collection Services for harassment?
Yes. If they’ve violated your rights under FDCPA or other laws, you can sue for damages and may receive up to $1,000 in statutory damages plus actual damages and legal fees.
Q2: Is it legal for Lyon Collection Services to call me at work?
No, if you’ve told them not to. Once you notify the collector verbally or in writing not to contact you at your place of employment, they are required by law to stop.
Q3: Can Lyon Collection Services call me if I don’t owe the debt?
No. If you dispute the debt and request proof, they must stop contacting you until they provide verification. Continued calls without validation can be considered harassment.
Q4: How do I get the calls to stop?
Start by sending a written cease and desist request. You can also hire a consumer protection attorney to take over communication and file complaints on your behalf.
Report Lyon Collection Services to the Authorities
If you believe Lyon Collection Services has crossed the line, file complaints with:
● Consumer Financial Protection Bureau (CFPB):
● Federal Trade Commission (FTC): https://reportfraud.ftc.gov
● Your State Attorney General’s Office
Each complaint helps authorities investigate patterns of abuse and can support legal cases.
Final Thoughts: Don’t Let the Harassment Continue
If Lyon Collection Services phone harassment is disrupting your life, it’s time to take action. You have legal rights, and you don’t have to suffer in silence.
Call or contact the Consumer Rights Law Firm, PLLC today to discuss your case. They will fight to protect your rights, stop the calls, and seek the compensation you deserve.
Call to Action:
✅ Stop the harassment. Protect your rights. Contact Consumer Rights Law Firm, PLLC today for a free consultation.